Why I won’t celebrate the idea of a cashless society

The Royal Mint and the Bank of England made a big mistake by designing small coins for small amounts of money 

Janet Street-Porter
Friday 24 August 2018 19:52 BST
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It's easier to keep track of what you're spending if you hold your money in your hand rather than swipe with a card
It's easier to keep track of what you're spending if you hold your money in your hand rather than swipe with a card (Getty)

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The Bank of England says that ditching our small change – specifically 1p and 2p coins – would have no adverse effects on the economy. How many of us collect irritating small change in old jam jars and broken dishes, saving for charity boxes? I loathe the stupidly small 5p piece the most, and always dump them in an old ashtray until there’s enough to buy a newspaper.

The Royal Mint and the Bank of England made a big mistake by designing small coins for small amounts of money – in many other countries, low-value coins are the largest, and easy to use and find in your pocket when purchasing everyday stuff.

We are gradually moving towards a cashless society, fuelled by swipe cards, and in the UK only 3 per cent of all spending is now in cash. As a result, we have huge credit card debts because of the disconnect between easy spending and real money.

Personally, I would dump the 5p coin, the 1p and the 2p coin and bring back the lovely old threepenny bit, which was culled in 1970. The cost of minting would be offset by the reduction in household debt, and supermarkets would be ordered to offer discounts to shoppers who paid their bills in cash. That way, you don’t exceed your limit and stick to what you can afford. Sadly, I’m not running the economy – yet!

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