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Money

Campaigners have been working to ensure people can access cash, as consumers increasingly move to card and contactless payments (Gareth Fuller/PA)
Money

One in 10 cash machines in UK closed since 2021, figures show

The Financial Conduct Authority and the Financial Ombudsman Service are seeking views on how to tackle issues with mass complaints (Gareth Fuller/PA)
Money

Issues with mass financial complaints to be put under spotlight

The energy experts have given their top tips (Alamy/PA)
Money

Does cutting down on baths and showers really save money? 6 other ways to shrink your household bills this winter

New research highlights a gender gap when it comes to how financially confident people feel (Alamy/PA)
Money

5 simple ways to boost your financial confidence

Separate the deals from the duds this Black Friday (Alamy/PA)
Money

8 dos and don’ts to help your Black Friday budget stretch further

The report found home improvement works have increased in price (PA)
Money

Roofers least trustworthy traders as housebuilding costs up by a fifth – report

The Government has faced questions in the Commons over council tax increases next year (Joe Giddens/PA)
Money

Council tax expected to raise additional £1.8 billion next year – minister

The Government said said the changes could unlock around £80 billion of investment for infrastructure projects and businesses (Gareth Fuller/PA)
Money

Pension ‘megafunds’: How do they work and is bigger always better?

Pension ‘megafunds’ are set to be created to help unlock billions of pounds of investment in businesses and infrastructure, under a shake-up to be outlined by Chancellor Rachel Reeves (Danny Lawson/PA)
Money

Pension ‘megafunds’ to be created to boost investment and economic growth

New home registrations jumped by 40% in the third quarter of this year compared with the same period a year earlier, the National House Building Council said (Gareth Fuller/PA)
Money

‘Cautious optimism’ among house builders as new home registrations rise annually

<p>Martin Lewis issues huge car finance claim update as millions more people could be owed money.</p>
News

Martin Lewis issues huge car finance claim update for millions

The number of ‘Isa millionaires’ recorded by the revenue service has jumped by around a fifth in the space of a year (Joe Giddens/PA)
Money

Nearly 5,000 savers are ‘Isa millionaires’ – HMRC figures

The introduction of ‘family pension pots’ could help to close the pensions gender gap, a report has suggested (Joe Giddens/PA)
Money

‘Family retirement pots’ could help close pensions gender gap – report

Money

‘Family retirement pots’ could help close pensions gender gap – report

The introduction of ‘family pension pots’ could help to close the pensions gender gap, a report has suggested (Joe Giddens/PA)
The average price paid for an annual motor insurance policy was £50 higher between July and September than a year earlier, according to the Association of British Insurers (Ben Birchall/PA)
Money

Average cost of motor cover £50 higher than a year earlier

Pensions minister Emma Reynolds is ‘looking at’ the form for pension credit – and winter fuel credit – claims (Yui Mok/PA)
Money

Ministers looking at ‘very long’ form for winter fuel payments

From November 13, a zero-interest overdraft buffer for borrowing of up to £50 will apply to new and existing overdrafts on Nationwide Building Society’s three main current accounts – FlexPlus, FlexDirect and the FlexAccount (Dominic Lipinski/PA)
Money

Millions of overdraft users ‘could benefit from new zero-interest buffer’

Chancellor Rachel Reeves is expected to unveil pension reforms during a Mansion House speech on Thursday (PA)
Money

Reeves to make pensions pitch in first Mansion House speech

Chancellor Rachel Reeves is expected to unveil pension reforms during a Mansion House speech on Thursday (PA)
Money

Reeves to make pensions pitch in first Mansion House speech

Christmas can be a tricky time for families’ spending going awry, but there are still ways to have affordable festive fun (Alamy/PA)
Money

Tips to help families avoid overspending at Christmas

Even the best-laid financial plans can be upended by a life event, but support is available (Alamy/PA)
Money

Would you be covered if you had a sudden dip in income?

The average homeowner tracker mortgage payment will reduce by £28.98 following Thursday’s base rate cut, UK Finance said (Peter Byrne/PA)
Money

Average tracker mortgage payments will fall by nearly £30

The number of homeowner-mortgaged property repossessions jumped by 39% in the third quarter of 2024 compared with the same period a year earlier, according to figures from UK Finance (Joe Giddens/PA)
Money

Home repossessions jumped annually in the third quarter of 2024

Annual growth in consumer spending on rent and mortgages accelerated last month to reach its highest level since September 2023, Barclays said (Anthony Devlin/PA)
Money

Spending on rent and mortgages jumped in October, says Barclays

<p>Martin Lewis shares ‘easy’ refund available to millions.</p>
Lifestyle

Martin Lewis shares ‘easy’ refund available to millions

Property expert Sarah Beeny has offered advice to home owners (Sean Dempsey/PA)
Money

Sarah Beeny warns people not to ignore simple home maintenance tasks this winter

People struggling with debts are being urged by the Money and Pensions Service to seek support (Anthony Devlin/PA)
Money

People struggling with debt urged during Talk Money Week to reach out for help

<p>Martin Lewis shares ‘easy’ refund available to millions.</p>
Lifestyle

Martin Lewis shares ‘easy’ refund available to millions

Property expert Sarah Beeny has offered advice to home owners (Sean Dempsey/PA)
Money

Sarah Beeny warns people not to ignore simple home maintenance tasks this winter

People struggling with debts are being urged by the Money and Pensions Service to seek support (Anthony Devlin/PA)
Money

People struggling with debt urged during Talk Money Week to reach out for help

Many people feel too embarrassed to admit they are struggling to pay their energy bills (Alamy/PA)
Money

Worried about your energy bills? Where to turn for help

Money

Worried about your energy bills? Where to turn for help

Many people feel too embarrassed to admit they are struggling to pay their energy bills (Alamy/PA)
Oasis fans who have fallen victim to scams amid the rush to buy tour tickets have lost £346 on average, according to analysis by Lloyds Bank (picture posed by model/Dominic Lipinski/PA)
Money

Oasis fans falling for ticket scams have lost £346 on average, major bank finds

HSBC UK is warning people to watch out for impersonation scams involving buying and handing over gold for ‘safekeeping’ (Charlotte Ball/PA)
Money

HSBC UK issues gold scam warning to nearly two million customers

Farms will face inheritance tax on assets worth more than £1 million under plans unveiled in the Budget last week (Ben Birchall/PA)
Money

Farmers call for inheritance tax U-turn ahead of crunch talks with ministers

An estimated 14 million adults used buy now, pay later payment options in the six months to January 2023, according to the FCA (Alamy/PA)
Money

US buy now, pay later giant Affirm launches in the UK

An estimated 14 million adults used buy now, pay later payment options in the six months to January 2023, according to the FCA (Alamy/PA)
Money

US buy now, pay later giant Affirm launches in the UK

With Talk Money Week falling in November, having regular conversations about your finances can be crucial (Alamy/PA)
Money

From paying bills to debt, the best way to start talking about money

Budgeting on a graduate salary can be tough (Alamy/PA)
Money

Tips to help graduates living on a tight budget – as a third delay major life milestones

The number of home sales in September was 9% higher than the same month last year (Yui Mok/PA)
Money

UK house sales jumped 9% in September, says HMRC

Under-25s are to face a maximum £2 stake, while adults aged 25 and over will see a £5 limit from September (Alamy/PA)
Money

Current account switching picks up pace in July before interest rates cut

Chancellor Rachel Reeves leaves 11 Downing Street with her ministerial red box before delivering her Budget in the Houses of Parliament (Jordan Pettitt/PA)
Money

Reeves uses first Budget to hike taxes, increase borrowing and boost spending

Chancellor of the Exchequer Rachel Reeves (Jordan Pettitt/PA)
Money

Pensions to be brought into inheritance tax scope, says Reeves

<p>Rachel Reeves will deliver the first Budget for Keir Starmer’s Labour government </p>
UK Politics

Labour Budget: Ask our chief political commentator anything

Chancellor of the Exchequer Rachel Reeves leaves 11 Downing Street, London, with her ministerial red box before delivering her first Budget (Jordan Pettitt/PA)
Money

Reeves sets out promise to ‘invest, invest, invest’ in first Budget

(Yui Mok/PA)
Money

Government defeats bid to make GB Energy prioritise cutting bills by £300

<p>Health secretary Wes Streeting (left) has said he considers himself a “working person”</p>
UK Politics

Define ‘working people’ – as Labour’s Budget promises to protect them

The number of mortgage approvals for home-buyers rose to a fresh two-year high in September (Yui Mok/PA)
Money

Mortgage approvals jump but housing market on ‘tenterhooks’ ahead of Budget

Money

Mortgage approvals jump but housing market on ‘tenterhooks’ ahead of Budget

The number of mortgage approvals for home-buyers rose to a fresh two-year high in September (Yui Mok/PA)
Zoopla said momentum in new sales remains strong and looks set to continue into December (PA)
Money

Number of house sales in pipeline at highest in four years, says Zoopla

Some 45% of students are considering joining running clubs so that they can socialise without spending money, a survey for Experian found (Chris Young/PA)
Money

Majority of students would opt for running over clubbing – survey

Lloyds customers can now ask for payments from friends and family, using a QR code (Yui Mok/PA)
Money

Lloyds customers can show a QR code to request money back from friends or family

Barclays and NatWest will kickstart the crucial reporting season for the banking sector (Alamy/PA)
Money

NatWest: Consumer confidence improving but Budget and US election weighs on mood

Barclays and NatWest will kickstart the crucial reporting season for the banking sector (Alamy/PA)
Money

NatWest: Consumer confidence improving but Budget and US election weighs on mood

James Murray (David Woolfall/UK Parliament)
Money

‘Focus on’ where people are getting their money from, says Treasury minister

Halloween fans are set to splurge £24.60 on food and drink, £19 on costumes and £17.90 on decorations typically, according to MyVoucherCodes (Alamy/PA)
Money

How to cut the cost of Halloween parties, with people set to spend over £60 each

Try not to get caught out by a ‘financial fright’ this spooky season (Alamy/PA)
Money

7 money mistakes that could give you a financial ‘fright’

Financial services firms received 1.86 million complaints in the first half of this year and paid out £243 million in redress (Dominic Lipinski/PA)
Money

Financial firms dealing with complaints pay out £243m in first half of year

Some £31.1 billion is estimated by the Pensions Policy Institute to be lying in unclaimed, inactive or lost pension pots (Gareth Fuller/PA)
Money

£31.1bn sitting unclaimed in ‘lost’ pension pots – research

Nationwide Building Society is offering interest-free loans of up to £20,000 to help its mortgage customers make their homes more energy efficient (Mike Egerton/PA)
Money

Nationwide Building Society will offer bigger 0% loans for green retrofitting

Section 75 of the Consumer Credit Act 1974 covers purchases made by a credit card, point-of-sale loan or other finance (Tim Goode/PA)
Money

Ombudsman highlights credit rule myths that could stop people getting a refund

The Royal Mint has recorded an increase in the proportion of women investing in gold and silver (Joe Giddens/PA)
Money

Royal Mint reports large rise in women investing in gold and silver

A Government-backed pensions dashboard will be up and running ahead of similar commercial schemes, the Minister for Pensions Emma Reynolds has said (Dominic Lipinski/PA)
Money

‘Soft’ launch for pensions dashboards as Government-backed scheme prioritised

<p>The odds of winning any prize in the monthly draw are currently 21,000 to one</p>
Money

Premium Bonds warning as odds of winning to change this year

Some average fixed savings rates where money needs to be ‘locked’ away have fallen to their lowest levels in at least a year, Moneyfacts said (Nick Ansell/PA)
Money

Average fixed savings rates on offer fall to lowest levels for more than a year

Money

Average fixed savings rates on offer fall to lowest levels for more than a year

Some average fixed savings rates where money needs to be ‘locked’ away have fallen to their lowest levels in at least a year, Moneyfacts said (Nick Ansell/PA)
Houses in south east London (Yui Mok/PA)
Money

‘Buyers’ market’ as property asking prices rise more slowly than usual

Around one in five people across the UK have fallen victim to a finance scam such as a fake pension or investment opportunity in the past year, research for Citizens Advice indicates (Dominic Lipinski/PA)
Money

9m people caught out by financial scams in past year, Citizens Advice estimates

Losses from unauthorised fraud increased in the first half of this year, while losses where people were tricked into transferring money fell, according to UK Finance figures (Tim Goode/PA)
Money

More than £570m stolen by fraudsters in first half of 2024

How to budget for the festive season (Alamy/PA)
Money

Why it’s a good idea to start saving for Christmas right now

How to budget for the festive season (Alamy/PA)
Money

Why it’s a good idea to start saving for Christmas right now

Several banks are offering cash to switch (Alamy/PA)
Money

Could you get a cash windfall in time for Christmas by switching your account provider?

Chancellor of the Exchequer Rachel Reeves (Stefan Rousseau/PA)
Money

Rachel Reeves planning £3bn welfare cuts in Budget

Zooplay says 48% of UK homes purchased within the past 10 years have increased in value by over £65,000 (Yui Mok/PA)
Money

UK homeowners ‘sitting on £80,000 in property value gains on average’

A ‘concerning’ level of poor practice has been found in the IVA market, according to the Insolvency Service (Gareth Fuller/PA)
Money

‘Concerning’ level of poor practice found in IVA market – Insolvency Service

HSBC UK is introducing technology to make UK mortgages more accessible for international home buyers (Charlotte Ball/PA)
Money

Bank to streamline mortgage application process for international applicants

Energy-efficient properties can attract significant price premiums, analysis by The Mortgage Works indicates (Alamy/PA)
Money

Green retrofitting ‘can improve property values and rental yields for landlords’

Investment group AJ Bell has flagged ‘noticeable’ changes in pension savings amid worries over a possible tax raid in the forthcoming Budget (Stefan Rousseau/PA)
Money

AJ Bell calls for pension ‘tax lock’ amid savers’ Budget worries

Over a fifth of UK homes have suffered storm damage and one in eight have had flooding in the last five years, research for Aviva indicates (Yui Mok/PA)
Money

Over a fifth of people ‘have had storm damage to their home in past five years’

The average UK house price increased by 2.8% to £293,000 in the 12 months to August, according to the Office for National Statistics (Daniel Leal-Olivas/PA)
Money

Annual house price growth accelerated in August ‘showing market holding strong’

The Financial Conduct Authority has launched a review into whether people who borrow to pay for motor and home insurance are receiving fair and competitive deals (Gareth Fuller/PA)
Money

Study to probe whether people who borrow to pay for insurance receive fair deals

Average asking rents have hit new record highs, Rightmove said (Joe Giddens/PA)
Money

Asking rents ‘hit fresh records but more properties undergoing price reductions’

Money

Asking rents ‘hit fresh records but more properties undergoing price reductions’

Average asking rents have hit new record highs, Rightmove said (Joe Giddens/PA)
John Lewis shoppers will be able to take out a loan of up to £35,000 (Mike Egerton/PA)
Money

John Lewis grows finance arm with loans for spending from cars to weddings

<p>Martin Lewis warns children born between these years are missing out on thousands of pounds.</p>
Lifestyle

Martin Lewis warns children born in these years can claim thousands

<p>Prime Minister Keir Starmer congratulates Chancellor of the Exchequer Rachel Reeves after she addressed the Labour Party Conference in Liverpool (Stefan Rousseau/PA)</p>
UK Politics

Tell us what you’d like to see announced in Labour’s first budget

The UK has slipped out of the top 10 in a global annual report which ranks pension systems (Gareth Fuller/PA)
Money

UK’s pension sector falls outside top 10 in global rankings

The UK has slipped out of the top 10 in a global annual report which ranks pension systems (Gareth Fuller/PA)
Money

UK’s pension sector falls outside top 10 in global rankings

Some ‘retirement super pot’ holders have been paying themselves an annual pension income of around £3 million each (Peter Byrne/PA)
Money

‘Retirement super pot’ holders pay themselves around £3m each in a year

Households’ expectations for their finances over the year ahead have become gloomier, according to a survey from YouGov and the Centre for Economics and Business Research (Peter Byrne/PA)
Money

Households’ confidence in future finances turns more downbeat

A third of people surveyed in September reported being financially worse off than 12 months earlier, according to the Pensions and Lifetime Savings Association (Peter Byrne/PA)
Money

One in three people ‘feel financially worse off than a year ago’

The outage is the latest IT issue for TSB in recent weeks (Aaron Chown/PA)
Money

TSB Bank suffers outage as regulators separately fine it for ‘woeful systems’

Borrowing against a property as you get older can be more complex, according to an expert at financial information business Defaqto (Alamy/PA)
Money

What are the mortgage options for borrowers in later life?

The new university term when students are busy with money and life admin can be a time when scammers will strike (Alamy/PA)
Money

What every student needs to know about avoiding scams

Mortgage default rates among households have increased, according to the Bank of England’s Credit Conditions Survey (Joe Giddens/PA)
Money

‘Many households still struggling’ as lenders report rise in mortgage defaults

TSB Bank has been fined £10.9 million by the UK’s financial watchdog (Aaron Chown/PA)
Money

TSB fined £10.9m for ‘woeful’ systems leaving customers at ‘risk of harm’

The new university term when students are busy with money and life admin can be a time when scammers will strike (Alamy/PA)
Money

What every student needs to know about avoiding scams

Mortgage default rates among households have increased, according to the Bank of England’s Credit Conditions Survey (Joe Giddens/PA)
Money

‘Many households still struggling’ as lenders report rise in mortgage defaults

TSB Bank has been fined £10.9 million by the UK’s financial watchdog (Aaron Chown/PA)
Money

TSB fined £10.9m for ‘woeful’ systems leaving customers at ‘risk of harm’

A report suggests an estimated 3.8 million homes in England and Wales could help to free up extra housing capacity by motivating households to ‘right size’ to more suitable properties (Joe Giddens/PA)
Money

Action to help families ‘right size’ would boost housing supply – Barclays

Plans to broaden access to a new type of pension scheme allowing savings to be pooled have been set out by the Government (Joe Giddens/PA)
Money

Plans to ‘modernise pensions market’ set out by Government

Scottish Labour said extra money from the UK Government could be used to fund the fuel insecurity fund this year (Peter Byrne/PA)
Money

Labour calls on ministers to reverse decision to axe fuel insecurity fund

People have less than six months left to fill any gaps in their national insurance records going back as far as 2006 to maximise their state pension (Peter Byrne/PA)
Money

Deadline to boost state pension entitlement is less than six months away

New rules requiring banks to reimburse people who have been tricked into transferring money to a fraudster have come into force (Alamy/PA)
Money

‘Major step forward’ for bank transfer fraud victims as new refund rules launch

Some banks will be applying the £100 excess to fraud reimbursement payments while other providers have said they will waive it (Tim Goode/PA)
Money

How much could you get back from your bank if you were tricked by a scammer?

A new bank transfer scams code has been launched from Monday (Yui Mok/PA)
Money

APP reimbursement code: How does it work and what could stop me being refunded?

A percentage of workers are confused about salary sacrifice schemes, according to Scottish Widows (Alamy/PA)
Money

4 myths about workplace salary sacrifice schemes busted by an expert

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