Personal finance: Loose change
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Your support makes all the difference.STAFFORDSHIRE BUILDING Society claims its new Fixed Rate Mortgage at 4.95 per cent until May 2004 is the best fixed rate ever - probably. There are no redemption charges after May 2004, no compulsory insurances and initial fees of pounds 295 can be added to the loan. Call 0800-216121 for details
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GUARANTEED BOND rates continue to fall, and brokers Baronsworth are encouraging investors to consider other low-risk investments - ie with- profit bonds. If you are interested, call 100 and ask for Freephone Bondline for comparative guides.
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THE COST of motor insurance is set to rise by at least 10-15 per cent this year according to specialist motor brokers Footman James. The company recommends opting for named drivers only, restricted use and limited mileage wherever possible, with legal expenses covered free, and of course using a broker!
NEVILLE JAMES, another market maker in traded endowment policies, is offering with-profits policy-holders a free valuation to establish current market values. Policy-holders who need to dispose of their policies can see if they would do better to sell rather than surrender the policy, and those who want to hold on can see whether their policies are likely to pay off the mortgage when it becomes due.
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