Stay up to date with notifications from The Independent

Notifications can be managed in browser preferences.

David Prosser: Cheap fixed rates are disappearing fast

Thursday 20 January 2011 01:00 GMT
Comments

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

Outlook Buy now while stocks last. That's the message if you're considering a fixed-rate mortgage. A dozen lenders have pulled their best deals in the past week, with the withdrawals accelerating since Tuesday's inflation data, which sent swap rates soaring.

It is not unreasonable behaviour. Mortgage lenders price deals on the basis of how they expect interest rates to move over the term of the product. With expectations of early base rate rises heightened this week, fixed rates are becoming more expensive.

At current levels, however, the best deals are still good value. If you're worried that a series of base rate rises might leave you struggling to stay on top of mortgage repayments in the years ahead, it's worth investigating the fixed rate market. Just don't leave it too late.

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in