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Benchmark U.S. 30-year mortgage rises slightly to 2.67%

U.S. long-term mortgage rates ticked up slightly this week but remain near record lows as the coronavirus pandemic continues wreak havoc on the U.S. and global economies

Via AP news wire
Thursday 31 December 2020 15:02 GMT
Mortgage Rates
Mortgage Rates (Copyright 2020 The Associated Press. All rights reserved.)

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U.S. long-term mortgage rates ticked up slightly this week but remain near record lows as the coronavirus pandemic continues wreak havoc on the U.S. and global economies.

The average rate on the benchmark 30-year fixed-rate home loan rose to 2.67% from a record-low 2.66% last week, according to mortgage giant Freddie Mac on Thursday. A year ago, it stood at 3.72%

The average rate on 15-year fixed-rate loans, popular among homeowners seeking to refinance their mortgages, dipped to 2.17% from 2.19% last week. A year ago it averaged 3.16%.

The 5-year adjustable rate mortgage averaged 2.71%, down from last week's 2.79%. It averaged 3.16% one year ago.

Record low lending rates have helped push buyers into the housing market, but a lack of available homes has left many house hunters empty handed. The lack of supply has been pushing prices up even before the pandemic struck last March.

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