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Small business payroll growth is moderating, but that could mean more sustainable growth ahead

Payroll payments per small business moderated as 2023 came to a close, according to new data from Bank of America

Mae Anderson
Tuesday 30 January 2024 15:03 GMT
Small Business Monitor-Payroll Payments
Small Business Monitor-Payroll Payments (Copyright 2022 The Associated Press. All rights reserved)

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Payroll payments per small business moderated as 2023 came to a close, according to new data from Bank of America.

The BofA report found that payroll payments rose 1.7% in December at small businesses. That's consistent with the general trend last year, with payroll payments rising most months. But the pace of payroll growth has slowed “significantly” from its peak in March 2022, the report said. Data is culled from Bank of America's business clients with less than $5 million in annual revenue.

The slowdown is not necessarily a negative. The moderation could indicate more sustainable payroll growth going forward, BofA analysts wrote.

“We think this primarily reflects slowing wage growth, especially in high-touch sectors like leisure and healthcare that were more strongly impacted by persistent labor problems during that period,” economist Taylor Bowley wrote in the report.

Small businesses have been pressured over the past two years due to high inflation, high costs and a labor crunch. But labor shortages are easing, and wage inflation is starting to come down.

The trends differ by industry. There's some slowing of payroll growth in lodging, restaurants and retail, though continuing strong jobs growth in these areas is somewhat offsetting this impact, according to the report.

The healthcare industry, meanwhile, is still seeing strong payroll growth, reflecting post-pandemic staffing increases and higher demand for health services among aging baby boomers (those born between 1946 and 1964).

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