Spotlight On: Clydesdale children's savings

 

Simon Read
Friday 29 June 2012 20:51 BST
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The deal

Clydesdale and Yorkshire Banks are launching two new children's savings accounts on Monday.

Good points

Jumpstart is an instant-access account for children aged six to 17, with a plastic card offered to 11-year-olds. Headstart is a 95-day notice account which allows parents to save with control passing to a child at 17.

Bad points

The interest rate – 2.5 per cent – includes a 1 per cent introductory bonus which is snatched away after a year leaving a poor rate.

Conclusion

There are other novelites with the accounts – such as a free watch or earphones – but they do look like an interesting attempt to get kids into savings. However, parents should perhaps seek out the best returns rather than the glitziest deals.

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