Personal Finance: Loose change

Premier Select is offering readers a free calculation of their future pension benefits. It is available to readers with or considering a personal pension and includes all current and previous pensions, state, company or personal. Call 0990 834834.

Standard Life Bank has raised the interest paid on its deposit accounts to 6.96 per cent on balances up to pounds 2,500 and 7.26 per cent on larger balances.

Britannia is reducing the interest on its five-year fixed-rate mortgage offer to 5.99 per cent on up to 75 per cent of value, and 6.39 per cent on up to 90 per cent.