Property reference file

Tuesday 31 July 2001 00:00 BST

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Mortgage protection
It isn't always wise to take out mortgage payment protection
Protect your mortgage in case of unemployment or illness
MIGs carry a nasty sting in the tail for unwary home buyers.
Buying life cover on the net

Choosing a mortgageYour first foot on a sky-high ladder

Young professionals can often trade on their future earning power when looking for that first mortgage

Your mortgage will probably be your biggest financial commitment, so choose carefully First-time lucky as new doors open for buyers How to negotiate the mortgage maze The rewards of shopping for a mortgage are better than ever Shopping around is crucial if you want the best deals on your mortgage and savings.Mortgage war is good news for borrowers How to negotiate the mortgage maze

Remortgaging your home
Don't be afraid to remortgage
Remortgaging your home could save you serious money
People prefer to shop around and switch mortgages to a better offer
If there's no cut, move mortgage
Mortgages: now's the time to strike as lenders fight for custom

Buying to letRising property values mean letting out can boost pension provision Boost your income with a property-to-let Jittery investors may opt to buy to let. Beware of pitfalls Buying property to let has become an attractive alternative to the stock market for private investors

How to stop the tenants from trashing your investment

Building your own
'Do-it-yourself' is an increasingly popular option for buyers who can't find the home they want on the open market.
As property goes through the roof why not build a house yourself?

Buying optionsIf house prices are too high, perhaps it's time to buy with someone you know Househunting online can be even more wearing than traipsing the high street Estate agents: the awful truth An early mortgage may help students make the most of limited funds Join the village people when you buy a second home The true cost of living in managed apartments