Base rate expectation leads to savings cuts

Friday 15 October 1993 23:02 BST
Comments

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

BUILDING societies are continuing to trim rates and withdraw accounts in the expectation that there will be another cut in base rates shortly.

Universal has withdrawn its one-year term account, launched in May with rates fixed until November. This paid up to 8.35 per cent gross on deposits of pounds 100,000.

National & Provincial Building Society has cut rates on all accounts by up to 0.1 per cent including those on Investment Reserve, which pays a bonus of 1.5 per cent if there are no withdrawals in a year. The top rate, excluding bonus, is now 6.55 per cent gross on pounds 250,000. The starting rate is 4.6 per cent gross on pounds 5,000.

Halifax has launched Premium International, a 90-day notice account, through its Jersey division. The minimum investment is pounds 25,000 and rates range from 6 per cent gross on this amount to 6.8 per cent on pounds 100,000.

----------------------------------------------------------------- SIX OF THE BEST ----------------------------------------------------------------- SAVINGS ----------------------------------------------------------------- Type Account Term *0% *25% *40% Min Pounds GIB Consolidated Life 4 years 6.00 6.00 5.10 2,000 B Soc Bristol & West Instant 7.25 5.44 4.35 50,000 Tessa Hinckley & Rugby 5 years 8.05 8.05 8.05 25 ----------------------------------------------------------------- *Compounded annual rate except for GIB (guaranteed income bond) ----------------------------------------------------------------- Source: Chase De Vere 071-404 5766 -----------------------------------------------------------------

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in