A fraud expert’s tips on avoiding scams

Impersonation scammers are using increasingly sophisticated methods to swindle people. Here’s how to keep yourself safe. By Vicky Shaw.

Pause before sending a payment – is it genuine? (Alamy/PA)

Spotting an impersonation scam has become even harder, as criminals have adopted increasingly slick and professional tactics.

They may spend hours doing research, or try to piggyback onto events in the news, to trick people into handing over their personal details or money.

According to UK Finance’s Take Five to Stop Fraud campaign, reported losses to impersonation scams totalled £177.6 million last year.