Personal Finance: Best Savings Rates

INSTANT ACCESS

Tesco 0845 7104010 Tesco Savings Instant pounds 1 5.75% Year Portman BS 0800 807080 Instant Access Instant pounds 100 5.25% Year

Stroud & Swindon BS 0345 413853 Branch Instant Instant pounds 100 5.26% Year Teachers' BS 01202 843550 Bullion Instant pounds 500 5.75% Year

POSTAL ACCOUNTS

Egg 0845 6000292 Savings Post/Phone pounds 1 8.00% Year Standard Life bank 0345 555657 Direct Access Telephone pounds 1 6.61% Year Scottish Widows Bank0845 8450829 Instant Transfer Post/Phone pounds 100 6.55% Year

Legal & General Bank 0500 111200 Direct Access 6 Post/Phone pounds 2,500 7.15% Year

NOTICE ACCOUNTS & BONDS

Standard Life Bank 0345 555657 50 Day Notice 50 Day (T) pounds 1 6.80% Year Northern Rock 0845 6006767 Save Direct 50 50 Day (B) pounds 5,000 7.85% Year Northern Rock 0845 6006767 Save Direct 50 50 Day (B) pounds 10,000 8.00% Year Legal & General Bank 0500 111200 90 Direct 90 Day (B) pounds 2,500 7.35% Year

CHEQUE ACCOUNTS

Sun Bank 01438 744505 HICA Instant pounds 1,000 5.50% Year AMC Bank 0181 4472040 HICA Instant pounds 5,000 6.25% Qly Chelsea BS 0800 429429 Classic Postal Instant pounds 10,000 5.10% Year

Leeds & Holbeck BS 0800 0728738 Albion Cheque Instant pounds 10,000 6.80% Year

FIXED RATE BONDS

First Direct 0800 242424 Fixed Interest Savings 6 Month pounds 5,000 6.125% F Maturity Alliance & Leicester 0800 412214 Fixed Rate Bond 1 Year pounds 1,000 6.90% F Maturity

Frizzell Bank 0800 373191 Fixed Rates 2 Year pounds 2,500 6.40% F 1/2 Yearly

Frizzell Bank 0800 373191 Fixed Rates 3Year pounds 2,500 6.40% F 1/2 Yearly FIRST TESSAS

Julian Hodge Bank 01222 220800 5 Year pounds 20 8.00% Year Hanley Economic BS 0800 838811 5 Year pounds 1,000 8.00% Year Principality BS 01222 344188 5 Year pounds 2,500 7.90% Year Cheshire BS 0800 243278 5 Year pounds 1,000 7.80% Year

FOLLOW-ON TESSAS

Julian Hodge Bank 01222 220800 5 Year pounds 3,001 8.00% Year Hanley Economic BS 0800 838811 5 Year pounds 1,000 8.00% Year

Principality BS 01222 344188 5 Year pounds 3,001 7.90% Year Triodos Bank 0345 697239 5 Year pounds 9,000 7.90% Year

GUARANTEED INCOME BONDS (net)

Pinnacle Insurance 0181 2079007 1 Year pounds 5,000 4.70% FN Year Hambro Assured 0800 838020 2 Year pounds 10,000 4.40% FN Year Hambro Assured 0800 838020 3 Year pounds 10,000 4.30% FN Year Hambro Assured 0800 838020 4 Year pounds 10,000 4.30% FN Year

Wesleyan Assurance 0800 228855 5 Year pounds 10,000 5.50% FN Month

OFFSHORE ACCOUNTS (gross)

Portman Channel Islands01481 822747 Instant 6 None pounds 5,000 7.00% Year Britannia Intnl.Ltd. 01624 681168 Capital Wise Direct None pounds 10,000 7.30% Year Britannia Intnl.Ltd. 01624 681100 30 Day Notice 30 Day pounds 25,000 7.45% Year NorthernRock(Guerns) 01481 718121 Offshore 90 Day 90 Day pounds 25,000 8.00% Year