Personal Finance: Best Borrowing Rates
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Your support makes all the difference.PERSONAL LOANS
UNSECURED Telephone APR % Fixed monthly pments on pounds 5K over 3 yrs
With insurance Without insurance
Northern Rock 0345 421421 9.9% H pounds 183.14 pounds 165.56 PhoneALoan(YrksBnk) 0800 1386898 12.6% pounds 185.02 pounds 165.91 Direct Line 0181 680 9966 12.8%A pounds 183.75 pounds 166.38
OVERDRAFTS
Authorised Unauthorised
Telephone Account % pm APR % pm APR
Alliance & Leicester 0500 959595 Alliance 0.95% 12.00% 2.20% 29.8% Nationwide BS 0500 302010 Flexaccount 0.97% 12.20% 2.10% 28.3% Abbey National 0800 7317774 Bank 1.09% 13.90% 2.28% 31.1%
CREDIT CARDS
Telephone Card Type Rate APR Annual Int.free Min % pm % Fee period Income
People'sBankConneticut0500 551055 Mastercard/Visa 0.56%N 6.90%N Nil 56 days Capital One Bank 0800 9525252 Visa 0.565%N 6.90%N Nil 54 days RBS Advanta 0800 077770 Visa 0.57%N 6.90%N Nil 56 days
GOLD CARDS
Co-operative Bank 0345 212212 Base Rate Visa 0.52% 10.87% pounds 120 46 days pounds 20K People'sBankConnecticut0500 551055 Mastercard/Visa 0.56%N 6.90%N Nil 56days pounds 20K Capital One Bank 0800 9525252 Visa 0.565%N 6.90%N Nil 54 days pounds 20K
STORE CARDS
Telephone Payment by direct debit Payment by other methods
% pm % APR % pm APR
John Lewis Via store 1.39% 18.0% 1.39% 18.0% Bhs Via store 1.95% 26.0% 2.15% 29.0% Marks & Spencer 01244 681681 1.97% 26.3% 2.07% 27.8%
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