Stay up to date with notifications from The Independent

Notifications can be managed in browser preferences.

A pal for Tessa

Isabel Berwick
Sunday 21 February 1999 00:02 GMT
Comments

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

Like many twentysomethings, Nishi Shah (left) has decided she needs to "knuckle down" and sort out her finances. Unlike most people, she has already made a good start: "I've been saving a bit for the last few years and I already have a Tessa," Nishi, 27, says.

Nishi trained as an engineer and now works for a London-based lighting consultancy, designing and setting up "architectural lighting".

Because she lives at her family home in north London, she has relatively low outgoings and as well as her Tessa she has managed to save pounds 6,000 from her salary in a high-interest savings account.

Nishi decided a personal equity plan was a natural next step and decided to invest the full pounds 6,000 general PEP allowance for 1999/2000. After taking independent financial advice from the Millfield Partnership, she chose a Jupiter Growth & Income PEP. The money is split 50/50 between the manager's successful UK and European funds. This gives a good range of shares across different stock markets. "I wanted it to be secure and this is a low risk spread," she explains.

She sees the PEP as a very long-term investment. "I will leave it there until I need it, but I hope I won't need to touch it."

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in