Stay up to date with notifications from The Independent

Notifications can be managed in browser preferences.

Low-rate 'crutch' can hinder economy

Russell Lynch
Saturday 08 September 2012 13:52 BST
Comments

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

Record low interest rates risk becoming a "long-term crutch" which hinders the repair of the UK economy, the Bank of England's chief economist has warned.

Spencer Dale's comments yesterday underlined the nervousness of the hawkish faction on the Bank's Monetary Policy Committee, which has held interest rates at 0.5 per cent since March 2009 and pumped £375bn into the recovery through quantitative easing.

Mr Dale argued, in a speech in Dublin, that drastic measures taken by rate-setters – as well as the lenders' relaxed stance – could be delaying the "rebalancing and restructuring that our economy needs", for example by allowing failing business to survive. "Monetary policy can and should provide short-term support in times of need, but it must avoid becoming a long-term crutch," he said.

Mr Dale said that if both supply and demand sides of the economy had been damaged by factors such as tight credit conditions, extra QE risked little more than fuelling inflation without boosting growth. "If your car's handbrake is stuck, putting your foot further down on the accelerator

won't get you very far before the car starts to overheat," he added.

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in