Personal Finance: Loose Change

SG ASSET Management is offering a 2 per cent discount on lump sum investments into its three PEPs - a UK growth fund and a Euroopean growth fund. The company also has a non-qualifying technology fund, restricting PEP-linked investments into it to pounds 1,500. Call 0181-815 8647.

INDEPENDENT MORTGAGE Collection is launching a mortgage which combines a one-year, 2.75 per cent discount on the existing variable rate, currently 8.2 per cent, with a 3 per cent cashback, up to a maximum of pounds 20,000. After year one, the loan offers a free switch into another fixed rate until the end of the penalty period in year six. Call 0800 7310137.

BRISTOL & WEST is launching a five-year Children's Savings Bond, with a variable interest rate, guaranteed to be within 1 per cent of UK bank base rates. Call 0117-9437188.

THE NATIONAL Canine Defence League is teaming up with Petplan to offer insurance to dog owners. The policy cuts the cost of cover for owners who have their dogs neutered. The cost of cover in London, for a neutered pedigree is pounds 10.90. Call 0800 0726677.

AGE CONCERN Funeral Plan has a new booklet, A Practical Guide to Coping with Bereavement. It includes advice on helping children deal with the issue. Call 0800387718.