The Independent’s journalism is supported by our readers. When you purchase through links on our site, we may earn commission. Why trust us?
As a budget-friendly, reliable hatchback, the Suzuki Swift is a popular model in the UK. This guide examines Suzuki Swift car insurance rates in the UK and offers tips for finding affordable coverage.
Annual Suzuki Swift insurance premiums typically range from £500 for basic third-party policies up to £1,900 for fully comprehensive coverage. The exact costs depend on the driver’s age, location and other variables.
Factors that increase Suzuki Swift insurance costs include:
When they calculate premiums, insurers mainly examine:
A driver with a clean record will have lower insurance costs than one with recent accidents, traffic violations and disqualifications.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums, so be mindful of how much you use your car if you want to lower your costs.
Insurers offer discounts if you’ve installed approved security devices and if your garage is secure, both of which reduce the potential for theft and damage claims.
Lower coverage levels reduce premiums, but leave drivers exposed if they need to make a major claim.
Here are some ways to get cheaper Suzuki Swift insurance in the UK:
There are several ways of getting the best price for your Suzuki Swift insurance. The first is using a price comparison website to compare quotes from providers, as well as shopping around and looking for any available discounts. You can also take steps to ensure you are minimising all risk factors within your control.
The Suzuki Swift falls into insurance groups from 9 to 11 depending on the model year, engine size and specifications.
The Suzuki Swift has a reputation as an affordable, dependable small car that is inexpensive to repair and maintain. Reliability is better than average.
The 2017 standard Suzuki Swift has a three-star Euro NCAP safety rating with good scores for adult, child and pedestrian impact protection, thanks to its lightweight yet rigid body. The Swift with a Safety Pack achieves four stars.
The Suzuki Swift achieves around 55-60mpg on average. The mild hybrid model has improved fuel economy.
Yes, Suzuki offers a Swift Hybrid that uses a small electric motor and battery to improve efficiency and performance. A fully electric model is expected soon.
