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Annual Land Rover car insurance premiums typically range from £600 for basic third-party cover to more than £2,500 for comprehensive policies. Rates depend on the specific model, driver details and intended use.
Factors that increase Land Rover insurance costs include the following:
When calculating premiums, insurers primarily look at:
If you have recent accidents or traffic violations on your record, your insurance rates will be significantly higher. Having a clean record lowers costs.
Policies for commuters and daily drivers cost more than those for recreational use. Mileage also impacts premiums.
Insurers offer discounts for installing approved security devices such as alarms and immobilisers, as they deter theft. Having a secure parking location will also reduce costs.
Lower coverage levels reduce premiums but leave drivers exposed if they have to make a major claim. Finding the right balance is vital.
Here are some of the best ways to get cheaper Land Rover insurance in the UK:
Land Rovers typically span a wide range of groups from 25 to 50, depending on the model, engine size, specifications and other factors. More powerful models are in higher groups.
Land Rovers have a reputation for ruggedness but can incur higher-than-average repair bills, especially for complex 4×4 systems.
Most Land Rovers have five-star Euro NCAP safety ratings, with excellent occupant protection and the latest driver-assistance features.
Yes, fuel consumption and maintenance bills for Land Rovers tend to be higher than average given their weight and mechanical complexity, but costs vary by model.
The Range Rover, Discovery and Defender models all offer plug-in hybrid electric and mild hybrid electric options.
