Brown Citroen C4 hatchback is moving on asphalt road in summer day in blurred urban landscape.

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Compare Citroen car insurance in the UK

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How much does it cost to insure a Citroen?

Annual Citroen insurance premiums typically range from £500 to more than £1,200 for full comprehensive cover. Rates for classic models, such as the DS, tend to run on the higher end of that scale.

The cost of your Citroen insurance depends on many factors, including:

  • Engine size: vehicles with larger engines have higher premiums than cars with smaller motors
  • Car model: Citroen DS and sportier models are more expensive to insure than standard editions
  • Driver age: young drivers under the age of 25 pay the most in premiums; however, these go down with age and experience
  • Driving records: traffic violations, recent accidents and disqualifications raise rates substantially
  • Location: urban areas incur higher rates than rural spots
  • Security: insurers often provide discounts for security alarms, immobilisers and secure garaging
  • Vehicle use: driving mileage impacts premiums. Policies for daily drivers cost more than those covering occasional recreational use
  • Coverage levels: coverage can be lowered to reduce premiums; however, doing so could leave drivers exposed if they must make a major claim
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Tips for reducing Citroen insurance premiums

Here are some top ways to get cheaper Citroen insurance in the UK:

  • Shop around extensively and use comparison websites to compare quotes from multiple insurers
  • Ask about discounts for multicar policies, low mileage, experienced drivers, advanced courses, no-claim discounts and more
  • Increase your voluntary excess to more than £500 to lower premiums if you can afford the extra costs if you must make a claim
  • Add an experienced second driver, such as a partner or parent, to benefit from their safe driving record
  • Limit the Citroen to recreational use rather than daily use, if possible
  • Improve security with an approved alarm and tracking system, and secure your parking location

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Citroen car insurance FAQs

Citroens typically span groups 1 to 30, depending on the specific model, engine size, specifications and other factors. Larger engines and performance versions occupy higher groups.

Citroens have an average reliability record, with some models faring better than others. Maintenance costs are affordable compared to premium brands.

Citroens are not known for particularly strong residual values compared to rival brands with better specs, performance and reputation.

Yes, Citroen offers plug-in hybrid and fully electric models, such as the ë-C4 X, ë-Berlingo, ë-C4, and ë-SpaceTourer.

The C1 city car, C3 supermini and C4 hatchback tend to be the most affordable new Citroen models. You could consider buying a used Citroen, too.

Connor Campbell new profile April 2024

Connor Campbell

Senior Finance Writer

Connor Campbell is an experienced personal and business finance writer who has been producing online content for almost a decade. 

Connor is the personal finance expert for Independent Advisor, guiding readers through everything they need to know about car insurance and home insurance. From how much it costs to the best insurance providers in the UK, he’s here to help you find the right policy for your needs. 

In his capacity as writer and spokesperson at NerdWallet, Connor explored a number of topics close to his heart, such as the impact of our increasingly cashless society, and the hardships and heroics of British entrepreneurs. His commentary was featured in sites such as The Mirror, the Daily Express and Business Insider

At financial trading firm Spreadex, meanwhile, his market commentary was featured in outlets such as The Guardian, BBC, Reuters and the Evening Standard

Connor is a voracious reader with an MA in English, and is dedicated to making life’s financial decisions a little bit easier by doing away with jargon and needless complexity.