What cars are in car insurance group 6?

When buying a car, it’s essential to research the insurance group it belongs in, as this will inform the cost of your premium. In general, the lower the insurance group, the more likely you are to get a cheap car insurance quote. The Association of British Insurers assigns every vehicle to one of 50 groups – this guide focuses on group 6 and the models included in it.

Which cars are in insurance group 6?

Car insurance group 6 contains affordable, mid-range vehicles, such as family hatchbacks and crossovers. Here are some examples of popular models in group 6 (though it’s important to note select versions of these cars may fall into higher insurance groups depending on their features):

Vauxhall Corsa
Ford Fiesta
Peugeot 207 hatchback
Kia Rio
Citroen C1c
Fiat 500 hatchback
Hyundai i20

Insurance group 6 is home to practical, well-equipped cars that strike a balance between value and running costs. Many newer versions of common family cars fall into this group thanks to their improved safety features, such as airbags, anti-lock braking systems (ABS), parking sensors and auto emergency braking. In general, group 6 vehicles offer a good mix of space, comfort, efficiency and technology.

Cars in this group aren’t overly fancy or performance-focused, which helps keep insurance premiums reasonable. While lacking the luxuries and prestige of vehicles in higher groups, their affordable insurance makes them appealing to many motorists.

What differentiates the cars in insurance group 6?

Factor	Description
Engine size	Group 6 cars tend to have 1.4 to 2.0-litre petrol or diesel engines. Larger engines increase insurance costs, so the modest engines of these cars keep premiums affordable.
Repair costs	The cars in this group have readily available parts compared to rare, imported or premium vehicles, which keeps repair prices (and insurance costs) down.
Safety features	Features such as airbags, ABS, parking sensors, auto emergency braking and immobilisers are standard for this group.
Performance	Group 6 cars offer modest acceleration and top speeds unlike high-powered sports models, which keep their insurance costs down. Typically, they can go from zero to 60mph in 8-10 seconds.
Threat of theft	Mid-range cars, such as family hatchbacks, are less likely to be targeted by thieves than expensive sports cars or luxury SUVs. However, some popular models, such as the Ford Focus, do feature in lists of frequently stolen vehicles.
Driver profile	Insurers associate group 6 family cars with sensible, low-risk demographics, such as parents or commuters. Sports cars and cheaper vehicles tend to result in higher premiums, as insurers expect young, inexperienced drivers to opt for them.

Who are insurance group 6 cars most applicable for?

Insurance group 6 vehicles cater to drivers who want affordable premiums without sacrificing everyday practicality, including:

New and young drivers: group 6 cars offer access to cheaper insurance for those with less experience looking to keep costs down. Models such as the Ford Focus or Vauxhall Corsa are popular first-car choices
Families: spacious five-door hatchbacks and crossovers provide room for passengers, pushchairs and luggage. Many cars in this group include seating for three or more children
Commuters: fuel-efficient petrol, diesel and hybrid models in this group are sensible choices for regular driving. Some cars can exceed 50-60 miles per gallon
Downsizers: cars in group 6 will suit those who want to reduce insurance costs but retain similar space and features compared to larger cars they previously owned
City dwellers: the compact size and modern parking aids make navigating urban areas easier. New safety features also help to protect vulnerable road users
Company car drivers: group 6 vehicles strike a good balance between affordability, features and low running costs for business users

Which car insurance group am I in?

You can quickly find your car’s insurance group by entering your vehicle’s make, model and registration year in a free car insurance group checker.

Your insurer can also provide your car’s insurance group rating. Knowing which group your car is included in helps in comparing premium quotes, as higher insurance groups have more expensive premiums than lower ones.

One thing to note is that cars are continually reassessed, and their group can change over time. Check your group when renewing insurance to get accurate quotes.

Overall, group 6 offers sensible, family-focused cars with affordable insurance costs. While they’re not the most exciting vehicles, their premiums are budget-friendly. If you want cheap insurance and practicality without compromising on safety or comfort, group 6 could be the right choice for you.