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You could save up to 60 per cent on your car insurance if you haven’t made a claim for five years, according to the Association of British Insurers. But you’ll usually need to offer proof of this to get a no-claims discount when you switch providers.
Read on to learn about how to check your no-claims bonus and provide proof of it to your new insurer.
When it’s time to renew your car insurance, it’s worthwhile to shop around. You could save a significant amount of money by switching providers instead of renewing your current policy.
If you’ve gone for a number of years without making a claim on your policies from current and previous providers, you’ll want to make sure you get a no-claims bonus from your new insurer.
Providers can verify your no-claims data by checking the Motor Insurers’ Bureau no-claims discount database or contacting your previous provider. But they may ask you to send proof yourself of the number of years you’ve gone without making a claim on your car insurance. You can respond to their request by sending them one of these documents:
You may receive these documents via email or post, or you may get online access to them. You may have to obtain them through an online portal you could lose access to. So it’s a good idea to get them from your current provider before cancelling your policy.