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Volkswagen Golfs are a common sight on UK streets, but how much do they cost to insure? This guide examines Volkswagen Golf car insurance rates and provides tips for finding affordable cover.
Annual Volkswagen Golf insurance premiums typically range between £600 and £1,900. Exact costs depend on factors such as the driver’s age, Golf model and where it’s kept.
These factors, among others, contribute to determining insurance costs:
Below are just some of the factors insurers consider when calculating premiums.
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers insurance costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.
Insurers offer discounts for installing approved security devices and secure garaging, which deter theft and reduce the likelihood of damage claims.
Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs.
Here are some of the best ways to get cheaper Volkswagen Golf insurance:
When looking for Volkswagen Golf insurance, we recommend taking the time to compare specialist Golf insurers on comparison sites. That and minimising the risk factors you can control, as well as asking providers for the discounts they can offer, will ensure you get the best price for your car insurance.
The Volkswagen Golf ranges from groups 7 to 13 depending on the model year, engine size and specifications. More powerful GTIs sit around group 34.
The Golf has a reputation as a reliable and dependable family hatchback that is reasonably affordable to maintain and repair.
The latest generation of the Golf has a five-star Euro NCAP safety rating thanks to its rigid body construction and advanced driver-assistance systems.
According to government data, the Golf achieves around 35-67mpg on average, depending on the engine and transmission. Efficient TSI petrol engines are available.
Yes, Volkswagen offers a plug-in hybrid, the Golf GTE, and the all-electric e-Golf (now only available as a used vehicle), providing greener options.
