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Volkswagen cars are some of the most common in Britain, but how much does it cost to insure them? This guide looks into Volkswagen car insurance rates and offers tips for finding affordable cover.
Annual Volkswagen insurance premiums typically range from £500 to £2,00 depending on the model, type of cover, driver details and intended use.
Among other things, the following can increase or reduce your insurance costs:
Insurers take many factors into account when calculating insurance premiums, including:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers insurance costs.
Daily driver policies cost more than those covering occasional use. Mileage also impacts premiums, so if you can lower it, you will likely pay less to insure your car.
Insurers offer discounts on policies if you install security devices. They’ll also offer discounts for securing garaging, which deters theft and reduces the likelihood of damage claims.
Lower coverage levels reduce premiums but leave drivers exposed if they have to make a major claim, so finding the right balance between costs and claims is important.
Here are some top ways to get cheaper Volkswagen insurance in the UK:
Shopping around, minimising risk factors and leveraging available discounts are just some of the ways to make sure you’re getting the best deal on your insurance. Taking the time to compare specialist Volkswagen insurers on comparison sites is also advisable.
Volkswagens typically fall into insurance groups 2 to 13 depending on the model, engine specifications and value. More powerful models sit in higher groups, such as aGTI Golf in group 34.
Volkswagens have a reputation for being reliable and dependable as long as they are serviced properly. Maintenance costs for these cars are moderate.
Most Volkswagens have a five-star Euro NCAP safety rating thanks to their rigid body construction and standard driver-assistance features.
Yes, Volkswagens tend to hold their value well compared to rival brands, thanks to Volkswagen’s trusted image and good reputation.
Yes, Volkswagen offers many hybrid, plug-in hybrid and all-electric models, such as the Golf GTE, Passat Estate GTE and ID.3.
