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Annual Toyota insurance premiums typically range from £500 for basic third-party policies to more than £2,200 for comprehensive cover. Rates depend on the specific model, driver details and intended use.
Factors that increase Toyota insurance costs include the following:
When they calculate premiums, insurers mainly examine the following factors:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record helps lower costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums, so consider reducing the amount you use your Toyota if you can.
Insurers offer discounts for approved security devices and secure garaging, which help prevent theft and reduce the likelihood of damage claims.
Lower coverage levels reduce premiums but expose drivers if a major claim occurs, so finding the sweet spot between cover and premium payments is key.
Here are just some of the ways to get cheaper Toyota insurance in the UK:
Capitalising on discounts, comparing quotes from multiple providers on comparison sites and minimising the risks that you can control can help you get the best price on your insurance.
Toyotas typically fall into insurance groups 13-24, depending on the model and engine specifications. A Prius, for example is in group 13/14, while a GT-86 is in groups 33-34.
Toyotas have a well-earned reputation for reliability, dependability and low maintenance costs.
Most Toyotas have five-star Euro NCAP safety ratings thanks to their good structural integrity and advanced driver-assistance features.
Yes, Toyotas tend to hold their value well compared to competitors due to their trusted brand image and reputation for durability.
Yes, Toyota offers many hybrid, plug-in hybrid and all-electric models, such as the Prius, RAV4 Plug-in Hybrid and bZ4X.
