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Annual Ford Focus car insurance premiums typically range from around £570 to more than £2,200. Exact costs depend on variables such as the driver’s age and the car’s model and parking location.
Insurers primarily consider the following factors when calculating insurance costs:
Having a clean record often lowers your insurance costs. At-fault accidents, traffic violations and disqualifications all contribute to rate increases.
Your annual mileage impacts your insurance premiums. A standard policy costs more than a low-mileage policy, which you could qualify for if you use your car occasionally for recreation or very short trips.
Insurers offer discounts for approved security devices and for safe garaging. These could minimise theft and damage claims.
To help you find the best insurance plan, shop around by using price comparison websites to get quotes from different providers. You could also:
The insurance group a car falls into depends on factors such as model, engine specifications and trim level. Different types of Ford Focus cars are categorised under groups with numbers from 6 to 43.
The Focus has a reputation as a dependable family car that is reasonably affordable to maintain and repair.
The newest-generation Focus has a five-star Euro NCAP safety rating with high scores for adult and child occupant protection.
The Ford Focus’s fuel consumption is 36-81mpg, which varies among different models depending on what type of engines they have and whether they run on petrol or diesel.
The now-discontinued Ford Focus Electric didn’t sell in the UK, where hardly any of these vehicles currently remain on the road. But there are mild hybrid Ford Focus models, which have battery-driven electric motors that assist their conventional engines.
Connor Campbell is an experienced personal and business finance writer who has been producing online content for almost a decade.
Connor is the personal finance expert for Independent Advisor, guiding readers through everything they need to know about car insurance and home insurance. From how much it costs to the best insurance providers in the UK, he’s here to help you find the right policy for your needs.
In his capacity as writer and spokesperson at NerdWallet, Connor explored a number of topics close to his heart, such as the impact of our increasingly cashless society, and the hardships and heroics of British entrepreneurs. His commentary was featured in sites such as The Mirror, the Daily Express and Business Insider.
At financial trading firm Spreadex, meanwhile, his market commentary was featured in outlets such as The Guardian, BBC, Reuters and the Evening Standard.
Connor is a voracious reader with an MA in English, and is dedicated to making life’s financial decisions a little bit easier by doing away with jargon and needless complexity.
The Independent Advisor brand is operated by 3S Media International Limited. 3S Media International Ltd is an introducer appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190).