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Ford Fiesta car insurance premiums typically range from £400 annually for basic third-party-only policies to £700 or more for fully comprehensive cover. The exact costs depend on a variety of factors, including driver age, location and the Fiesta model you’re looking to insure.
Some of the factors that increase Ford Fiesta insurance costs include:
The most important factors insurers consider when calculating insurance rates are:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily-driver policies cost more than those covering occasional, recreational use. Mileage also impacts premiums.
Insurers offer discounts for approved security devices and garaging. These security measures reduce the number of theft and damage claims.
Lower coverage levels reduce premium costs but leave drivers exposed if a major claim occurs.
Here are some top ways to get cheaper Fiesta insurance:
The keys to finding affordable Fiesta cover is shopping around, minimising risk factors and leveraging discounts. Taking the time to compare specialist Fiesta insurers on comparison sites yields the best savings.
The Ford Fiesta typically spans groups 2 to 16, depending on the model year, engine size and specifications. Vehicles with higher trims and the ST model are in higher groups.
The Fiesta has a reputation as a reliable small car that’s affordable to run and maintain. Repair costs are reasonable.
The Fiesta has a five-star Euro NCAP safety rating, with high scores in crash tests and standard driver-assistance features.
According to government estimates, the Fiesta achieves 46-75mpg, depending on the engine and transmission. EcoBoost models are efficient.
No. Ford previously sold the ECOnetic hybrid, but it was discontinued. There are currently no electric Fiesta models, although Ford will be announcing seven new all-electric cars in 2024.
Increasing your excess, limiting mileage, adding experienced drivers, improving security and extensively comparing insurers can help reduce Ford Fiesta insurance costs.
