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Car insurance rates for a Fiat 500 vary, depending on trim, engine, location and driver age, as well as other factors. Broadly, you can expect to pay annual premiums between £500 and £2,000.
Some factors elevate risk levels, which raise insurance premiums. For instance, due to age, young drivers may pay over £2,300 annually. In addition, comprehensive cover is generally recommended for Fiat 500s due to their high theft rate.
Insurers assess many risk factors when calculating premiums. The main factors include:
Insurance costs increase significantly for drivers with a history of accidents, convictions, licence suspensions and other violations. Maintaining a clean driving history is crucial for lowering premiums.
Mileage and usage directly impact rates. Driving your Fiat 500 daily means you will pay higher premiums than for occasional recreational use.
Fiat 500s have high theft rates, so insurers offer discounts if you install alarms, immobilisers and tracking devices and park securely.
Lower coverage levels mean lower premium costs, but that could leave drivers exposed to high out-of-pocket costs if a major claim occurs.
Here are some of the ways you can reduce your insurance costs:
The Fiat 500 normally falls into insurance groups 3 to 19, depending on factors such as engine size and model year. The base 1.0-litre models tend to be in lower groups.
Prices for a new Fiat 500 currently start at around £17,000 in the UK market. Special editions and custom builds run higher.
According to government estimates, the Fiat 500’s fuel consumption range is 40-70 mpg, depending on engine size and transmission.
The 2017 Fiat 500 has a three-star Euro NCAP safety rating, with high scores for adult and child occupant protection. Furthermore, advanced driver-assistance features are available.
Yes. Fiat offers both full electric 500e and hybrid 500X models. The 500e has a range of around 199 miles.
