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Annual Audi car insurance premiums for their A line range typically span £600 for basic third-party policies to £16,000 for comprehensive cover while their S line range could reach as high as £25,000. Rates depend on the specific model, driver details and intended use.
Insurers mainly consider the following factors when determining insurance costs:
Recent accidents, traffic violations and disqualifications raise rates substantially, while a clean record lowers costs.
Your mileage affects your premiums. Daily driver policies cost more than policies covering occasional recreational use.
Insurers offer discounts for approved theft deterrent security devices, such as alarms, immobilisers and tracking devices, and secure garaging.
Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs.
There are several key considerations for obtaining cheaper Audi insurance in the UK:
Audis typically fall into a range of groups, from 9 to 50, depending on the model, engine size and specifications. For example, an A1 could be in groups 14 to 31, while a Q4 will fall in groups 26 to 40 and an R8 will be in group 50.
Audis have a reputation for being well-built and dependable if suitably maintained, but as premium models, they have higher maintenance costs than average vehicles.
Audis have higher residual values than competitors thanks to their prestige branding, quality interiors and performance.
Audi offers plug-in hybrid, hybrid and all-electric e-tron models, such as the A3 e-tron and e-tron SUV. It plans to add 50 more models by 2025.
The A1 hatchback and A3 saloon with lower trims offer the most affordable options for Audi buyers. Used Audis can also provide value.
Increasing excess, limiting mileage, adding experienced drivers, improving security and comparison shopping help cut Audi insurance costs.
