What cars are in car insurance group 7?

The Association of British Insurers assigns every vehicle to one of 50 insurance groups based on factors such as performance, safety features and value. Knowing which insurance group your vehicle falls into can help you determine the likelihood of getting a cheap car insurance quote; in general, the lower the group, the lower your insurance costs.

This guide focuses on group 7, a common mid-range category for insurance.

What cars are in insurance group 7?

Car insurance group 7 mainly consists of practical family cars, including the following models:

Vauxhall Meriva
Volkswagen Polo
Nissan Micra
Peugeot Partner Tepee
SEAT Ibiza Sport Coupe
Suzuki Celerio
Ford Tourneo Connect
Hyundai i30 Hatchback

This group comprises sensibly equipped cars that are affordable options for families. Their modest specs keep repair costs (and insurance premiums) reasonable.

Group 7 cars have standard safety equipment, including airbags, parking sensors and auto emergency braking. Many have decent engines and optional add-ons. While they’re not the most luxurious vehicles, group 7 cars are good value for money.

Factors determining the cars in insurance group 7

Factor	Description
Engine size	Group 7 cars typically have 1.0 to 1.4-litre petrol or diesel engines. These smaller motors reduce insurance costs, as more powerful engines come with higher premiums.
Repair costs	These cars’ spare parts are moderately priced given their relatively basic specifications, design and build. Cheaper repairs means lower insurance rates.
Safety features	Features such as airbags, anti-lock braking systems, parking sensors and immobilisers are common in group 7 cars.
Performance	With top speeds of 100-115mph, group 7 cars have modest performance, capable of going from 0-60mph in around 10-12 seconds. This raises insurance costs compared to less powerful vehicles in lower groups but remains well below those of high-performance vehicles.
Threat of theft	Family cars are less likely to be targeted than executive models, lowering their risk of theft.
Driver profile	Insurers see group 7 cars as suitable for new drivers and families. Premiums are higher for young or inexperienced motorists.

Who are insurance group 7 cars most suitable for?

While insurance group 7 cars cost more to insure than those in lower groups, their premiums may be affordable for:

New drivers: group 7 cars are a good first vehicle with new driver insurance premiums that are manageable
Younger motorists: group 7 vehicles offer decent features and performance without the running costs of more powerful models, making them a good choice for young drivers
Young families: group 7 cars provide the space, safety features and affordability that people need for transporting children without incurring unnecessarily high insurance costs and other running expenses
Multi-car families: group 7 offers sensible multi-car insurance options for secondary vehicles when the primary car is in a lower insurance group
Urban residents: group 7 includes compact cars that are easy to handle, making them practical and appealing in areas where tight parking and congestion are considerations

Which car insurance group am I in?

You can find your car’s insurance group by entering your vehicle’s make, model and registration year into a free car insurance group checker.

Your insurer will also be able to tell you which group your car is in. Knowing your insurance group is helpful for comparing premium quotes, as cars in lower groups typically incur less expensive insurance costs.

One important note is that the Association of British Insurers continually reassesses cars and may move a vehicle into different groups over time. As such, it’s advisable to double-check your vehicle’s current group when renewing your insurance to get the most accurate quotes.

Group 7 cars provide a good balance of specs, reliability and safety features and a relatively affordable price tag. They’re well kitted out, and their insurance costs reflect their practicality and solid performance. For an everyday family car that’s sensibly priced to insure, group 7 offers serious contenders.